What is Sheltered Housing and who is entitled to it?

Sheltered housing is an option considered for many older people seeking independence, comfort and safety but what is sheltered housing, who is entitled to it and where can I find sheltered housing near me?

This guide explains everything you need to know including how much does sheltered housing cost and how you can find suitable care options across the UK.

At a glance

• Sheltered housing provides independent living for older adults with added security, emergency support and communal facilities.
• It is usually suitable if you are aged 55+, can manage daily life independently but want a supported, safer environment.
• Eligibility varies by provider, with council or housing association schemes often having age, income or local connection criteria.

What is sheltered housing?

Many people do not know the different care options available to them and wonder what is sheltered housing?

• Sheltered housing is private accommodation with added security and optional support, without the need to move into a care home.
• Also referred to as retirement housing, it is designed for older adults who want to live independently and benefit from a safer, more supported environment.
• It offers reassurance and community for older adults who don’t yet need residential care.
• You usually live in their own self-contained flat or bungalow within a managed complex.
• You can usually buy or rent accommodation and there’s typically a minimum age threshold, such as 55 or 60 years old.

Typical features of sheltered housing

• Private accommodation with kitchen and bathroom.
• 24/7 emergency alarm or call system.
• On-site or visiting scheme manager (also known as a warden).
• Communal lounges and/or gardens.
• Sheltered housing does provide personal or medical care.
• Optional support services.
• Social activities.

Who is it suitable for?

It is often seen as a preventative step, helping people stay independent for longer.

This is a good option for those not ready or not needing full-time care.

It is suitable for people who:

• Want reassurance that help is available in an emergency.
• Do not need daily personal or nursing care.
• May feel isolated living alone.
• Want a safer living environment.
• Are generally independent.
• Can manage daily activities independently.
• May have minor mobility or health concerns.

Is sheltered housing funded by the council?

Some sheltered housing is council-run or housing association-managed, while others are privately funded.

If you’re considering moving into sheltered housing, it is a good idea to contact your local council for a free care needs assessment. An assessment will look at how suitable your accommodation is.

Who is entitled to sheltered housing?

Age requirements

When it come to who is entitled to sheltered housing, most schemes are available to people:

• Aged 55 or over (some start at 60 or 65).

Age criteria varies depending on the provider.

For council or housing association-run schemes, eligibility may depend on:

• Your housing need.
• Your local connection to the area.
• Your income and savings.

Private sheltered housing typically has fewer eligibility criteria.

If someone needs help with personal care (washing, dressing) or medical care, assisted living, a care home or a nursing home may be more appropriate.

How much does sheltered housing cost?

If you’re wondering how much does sheltered housing cost, it varies depending on the area, the services offered (e.g. grounds maintenance, emergency alarm maintenance), whether it is provided by the council, housing association or privately and whether you rent or buy it. 

It is important to find out what is included in the service charges and what are the additional costs.

• If you rent through a local council or housing association, the rent is typically lower than in the private sector as they are aimed at being affordable for people on low incomes. Monthly rents for council or housing association sheltered housing can range from £300 to £700.
• If you are privately renting, typically has rents from around £600 per month to £1,500 in central London. While private rentals may have fewer eligibility criteria, you’ll likely face higher rents and less security of tenure compared to council or housing association tenancies.
• If you are buying, properties can be purchased like any other on the market, but make sure you account for ongoing service charges.

Is it the same as extra care housing?

No, this is a common misunderstanding. 

Sheltered housing is not the same as extra care housing (also known as assisted living). 

It offers:

• Independent living.
• Emergency support available.
• No personal care included.
• No meals prepared.

Extra care housing/Assisted Living offers:

• Independent living in their own flat.
• Personal care which can involve assistance with getting out/getting into bed, showering, dressing, going to toilet and preparing meals.  
• Care staff on site or on call 24/7.
• Suitable for increasing care needs.

If care needs change, residents may eventually need to consider a care home or nursing home.

Benefits of sheltered housing

• Maintains independence.
• Reduces isolation through community living.
• Provides peace of mind for families.
• Safer environment than living alone.
• Often more affordable than residential care.

How can I find sheltered housing near me?

If you are wondering ‘where is sheltered housing near me?’, you can find and compare sheltered housing in your area via the government website gov.uk  Apply for sheltered housing – GOV.UK.

What happens if care needs increase?

This form of accommodation is often the first step you take in a longer care journey and if your support needs grow, carehome.co.uk helps you navigate what comes next, whether it be extra care housing/assisted living, a care home or a nursing home.

It provides guidance to help you understand and choose the right care option and enables you to:

• Learn about the different types of care available.
• Compare care options if needs change.
• Read expert guidance and family insights and reviews.
• Plan ahead for future care transitions.

FAQs